Workers injured due to bad weather in Philippines entitled to compensation

Workers in the Philippines who suffer job-related injuries or illnesses due to bad weather are entitled to compensation and support services under the Employees’ Compensation (EC) Program, the Department of Labor and Employment (DOLE) said on August 21.

The reminder comes as heavy rains and other adverse weather conditions increase risks for workers travelling to and from work and those exposed to weather-related hazards while performing their duties.

The Employees’ Compensation Commission (ECC) said coverage extends beyond incidents that occur inside the workplace, including certain accidents during a worker’s daily commute.

ECC Executive Director Atty. Kaima Via B. Velasquez said, “Going to work and coming home from work is already covered by the Employees’ Compensation Program. So that means, if they get into an accident while heading to work, like slipping because the street is wet, or their foot falls into an open manhole, this is covered by EC.”

Velasquez stressed that EC coverage is not limited to the hours employees spend at their workplace. Workers affected by accidents linked to their employment or qualifying work-related illnesses may be eligible for a range of benefits under the programme.

One of the key benefits for private-sector workers is income replacement, which provides financial support to employees who are temporarily unable to work because of a job-related accident or illness. The benefit is intended to help replace lost wages while workers recover and prepare to return to work.

Workers may also receive medical reimbursement for up to 60% of eligible treatment and doctors’ consultation expenses. 

Employees seeking reimbursement are required to keep official hospital and medical receipts, which are submitted for processing.

Private-sector employees can file EC claims through the Social Security System (SSS), while government employees can file through the Government Service Insurance System (GSIS).

Self-employed workers are required to submit their EC claims through the SSS app. Government employees seeking EC benefits can approach their local GSIS office to complete the claims process.

For accidents occurring away from the workplace or during a worker’s regular commute, claimants must provide valid documentation of the incident to the SSS or GSIS to establish their eligibility for benefits.

The DOLE said the EC programme forms part of government efforts to protect workers’ health, safety and financial security, in line with President Ferdinand Marcos Jr.’s directives to prioritise worker welfare.

Workers can seek assistance from the ECC through its regional extension units or its official online channels.